- I haven't had cable since I moved into my condo in June 2007.
- I cancelled my landline phone years ago.
- I also don't have an internet subscription at home.
- I recently cancelled Netflix when they raised their rates and I've been renting DVDs from the library.
- I have a programmable thermostat that is set to 62 degrees while I'm at work or sleeping and is set for 64 degrees when I'm home.
- I have been living off of my HBA stockpile and very rarely spend money on those types of items.
- I still have a small stockpile of dry goods like pasta, rice and some snacks.
- Plus a stockpile of things like laundry soap, paper towels, toilet paper, cleaning products, air fresheners and candles.
- I try to do all of my laundry during off peak hours to save on energy costs.
- I drive an 11 year old car, so I have no car payment. My driving record is clean too, so my insurance is only $50 per month.
- I carpool with a coworker 4 out of the 5 days that I work each week. I drive right by his exit on the way in, so it's no more than 5 minutes out of my way each day. We alternate driving each week, so that helps out a bit with fuel costs.
- I've pretty much stopped drinking alcohol. I've never been one to drink while I'm home or even when I'm out having a meal and I've cut way back on going to the bars with my friends. When I hang out with friends we tend to grab something to eat and then just hang out at someone's house.
- I don't drink coffee, get my nails done, frequent the hair salon, go tanning or anything else that could be considered frivolous.
- I did recently join a gym, but it's $10 a month and I'll get reimbursed by my health insurance plan after I've been a member for 4 months. I'm planning on cancelling the membership once it gets warm enough to run outside again anyway.
- I clip coupons for items I use, shop the grocery sales, make a grocery list and stick to it and to a certain extent I plan a menu each week. I also shop at CVS and Rite Aid and use and roll extrabucks/up rewards so I can continue adding to my stockpile of HBA items without having to actually pay cash for them.
- Other than my mortgage (and a small amount of money I owe my parents) I have no debt....no credit card bills, no student loans, no car loan.
Sometimes when I'm bored, I'll scour the internet for "creative ways to save money" but a lot of those tips are repeated on all of the different websites.
Does anybody have any new tips for me? I'd love to hear them!